We recommend that you print a copy of this for future reference.
The terms of business between the Adviser and the consumer set out the terms on which advice is given to consumers by the Adviser, and both parties’ rights and obligations in relation to that advice. By using this facility, you agree that you have complied with and shall continue to comply with the relevant terms of business that apply to you.
Our Acceptable Use Policy [See our Acceptable Use Policy below], sets out the permitted uses and prohibited uses of this facility. When using this facility, you must comply with this Acceptable Use Policy.
www.depositsense.co.uk is a site operated by Deposit Sense Limited ("We"). We are a limited company registered in England and Wales under company number 07866175 and have our registered office and our main trading address is Radway Business Park, Crewe, CW2 5PR. Our VAT number is 164 0490 22.
We may update this facility from time to time, and may change the content at any time. However, please note that any of the content on this facility may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that this facility, or any content on it, will be free from errors or omissions.
We do not guarantee that this facility, or any content on it, will always be available or be uninterrupted. Access to this facility is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of this facility without notice. We will not be liable to you if for any reason this facility is unavailable at any time or for any period. From time to time, we may restrict access to some parts of this facility.
You are responsible for making all arrangements necessary for you.
We are the owner or the licensee of all intellectual property rights in this facility, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from this facility to which you have authorised access.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on this facility must always be acknowledged.
You must not use any part of the content on this facility for commercial purposes without obtaining a licence to do so from us or our licensors.
The content on this facility is provided for general information only. It is not intended to amount to advice on which you should rely. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to this facility, or by anyone who may be informed of any of its contents. You must obtain professional or specialist advice, whether from the Adviser or otherwise, before taking, or refraining from, any action based on any content displayed on, or accessed via, this facility. Having said that, nothing on this facility shall endorse, recommend or guarantee the advice of any Adviser.
Although we make reasonable efforts to update the information on this facility, any of the material on this facility may be out of date at any given time, and we are under no obligation to update such material. We make no representations, warranties or guarantees, whether express or implied, that the content on this facility is accurate, complete or up-to-date.
The material displayed on this facility is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we exclude all conditions, warranties, representations or other terms, whether express or which might otherwise be implied by statute, common law or the law of equity.
We will not be liable for any direct, indirect or consequential loss or damage incurred by any user, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this facility or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked on this facility. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them or any reliance you may place on any content displayed on them. We will not be liable for any loss or damage arising out of any contract between you and an Adviser. Furthermore, we are not responsible for the enforcement of any obligations arising out of a contract between you and an Adviser and we will have no obligation to mediate between the parties to any such contract.
Whenever you make use of a feature that allows you to upload content to this facility, or to make contact with other users of this facility, you must comply with the content standards set out in our Acceptable Use Policy [See our Acceptable Use Policy below].
You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us from and against all losses, costs, claims, expenses or damages which we may incur or for which we may become liable as a result of any breach of that warranty. If you are a consumer, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.
Any content you upload to this facility will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such content for any purpose.
We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to this facility constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of this facility.
We have the right to remove any posting you make on this facility if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy [See our Acceptable Use Policy below].
The views expressed by other users on this facility do not represent our views or values.
We do not guarantee that this facility will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access this facility. You should use your own virus protection software.
You must not misuse this facility by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to this facility, the server on which this facility is stored or any server, computer or database connected to this facility. You must not attack this facility via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use this facility will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programmes, data or other proprietary material due to your use of this facility or to your downloading of any material posted on it, or on any website linked to it.
You may not make any link to this facility, you must not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to this facility in any website.
This facility must not be framed on any other site, nor may you create a link to any part of this facility in any way.
We reserve the right to withdraw any linking, without notice.
If you wish to make any use of content on this facility other than that set out above, please contact email@example.com.
Where this facility contains links to other sites and resources provided by third parties, these links are provided for your information only.
We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.
This Acceptable Use Policy sets out the terms between you and us under which you may access this facility. This Acceptable Use Policy applies to all users of, and visitors to, this facility.
You may use this facility only for lawful purposes. You may not use this facility:
You also agree:
These content standards apply to any and all material which you contribute to this facility (“contributions”), and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
Contributions must not:
We will determine, in our discretion, whether there has been a breach of this Acceptable Use Policy through your use of this facility. When a breach of this policy has occurred, we may take such action as we deem appropriate.
We exclude liability for actions taken in response to breaches of this Acceptable Use Policy. The responses described in this policy are not limited, and we may take any other action we reasonably deem appropriate.
We may revise this Acceptable Use Policy at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in this Acceptable Use Policy may also be superseded by provisions or notices published elsewhere on this facility.
Deposit Sense Limited ("We") are committed to protecting and respecting your privacy.
For the purpose of the Data Protection Act 1998 (the “Act”), the data controller is Deposit Sense Limited of Radway Business Park, Crewe, CW2 5PR.
We may collect and process the following data about you:
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.
All information you provide to us is stored on our secure servers. We do not carry out any payment transactions. Please see the GoCardless terms and conditions as regards any encryption technology they use for any payments made through the GoCardless service. Where we have given you (or where you have chosen) a password which enables you to access certain parts of this facility, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to this facility; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
We use information held about you in the following ways:
We may also use your data, or permit selected third parties to use your data, to provide you with information about services which may be of interest to you and we or they may contact you about these by post or telephone.
If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box situated on the form on which we collect your data (the registration form).
We do not disclose information about identifiable individuals to our advertisers, but we may provide them with aggregate information about our users. We may also use such aggregate information to help advertisers reach the kind of audience they want to target. We may make use of the personal data we have collected from you to enable us to comply with our advertisers' wishes by displaying their advertisement to that target audience.
We may disclose your personal information to third parties:
You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at firstname.lastname@example.org or Deposit Sense Limited, Radway Business Park, Crewe CW2 5PR.
This facility may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £50 to meet our costs in providing you with details of the information we hold about you.